Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › Outdoor Bank

Outdoor Bank

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

5

+66.7% vs 2024
Originations

$1.6M

Loans x average loan
Average loan

$323,000

Average interest rate

n/a

Denial rate

0%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202555$1.6M$323,000n/a0%n/a
202433$335,000$111,667n/a0%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
KS4$160,000$40,000n/a0%n/a
MO1$1.5M$1,455,000n/a0%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.