Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Fayette County National Bank
Fayette County National Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+33.3% vs 2024Originations
$730,000
Loans x average loanAverage loan
$60,833
Average interest rate
n/a
Denial rate
11%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 12 | $730,000 | $60,833 | n/a | 11% | n/a |
| 2024 | 12 | 9 | $665,000 | $73,889 | n/a | 8% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 12 | $730,000 | $60,833 | n/a | 11% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.