Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First National Bank of Grayson
First National Bank of Grayson
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
39
+11.4% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$55,513
Average interest rate
n/a
Denial rate
22%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 59 | 39 | $2.2M | $55,513 | n/a | 22% | n/a |
| 2024 | 55 | 35 | $2.3M | $65,000 | n/a | 25% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 39 | $2.2M | $55,513 | n/a | 22% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.