Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › EXCHANGE BANK
EXCHANGE BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+300.0% vs 2024Originations
$2.4M
Loans x average loanAverage loan
$198,333
Average interest rate
7.3%
Denial rate
19%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 12 | $2.4M | $198,333 | 7.3% | 19% | 0% |
| 2024 | 3 | 3 | $815,000 | $271,667 | 9.41% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NE | 10 | $1.9M | $195,000 | 7.51% | 21% | 0% |
| KS | 2 | $430,000 | $215,000 | 6.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.