Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › KODABANK
KODABANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
+200.0% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$351,667
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3 | 3 | $1.1M | $351,667 | n/a | 0% | n/a |
| 2024 | 2 | 1 | $15,000 | $15,000 | n/a | 50% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ND | 2 | $180,000 | $90,000 | n/a | 0% | n/a |
| MN | 1 | $875,000 | $875,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.