Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CLAY COUNTY BANK
CLAY COUNTY BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
29
-3.3% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$58,793
Average interest rate
n/a
Denial rate
8%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 36 | 29 | $1.7M | $58,793 | n/a | 8% | n/a |
| 2024 | 32 | 30 | $2.1M | $69,333 | n/a | 6% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 29 | $1.7M | $58,793 | n/a | 8% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.