Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST BANKERS TRUST COMPANY
FIRST BANKERS TRUST COMPANY
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+700.0% vs 2024Originations
$27.3M
Loans x average loanAverage loan
$3,406,250
Average interest rate
7.27%
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 8 | $27.3M | $3,406,250 | 7.27% | 0% | n/a |
| 2024 | 1 | 1 | $1.4M | $1,445,000 | 8.29% | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 3 | $1.5M | $511,667 | 7.61% | 0% | n/a |
| OH | 2 | $7.8M | $3,900,000 | 7.45% | 0% | n/a |
| IN | 1 | $3.8M | $3,805,000 | 7.45% | 0% | n/a |
| MI | 1 | $7.5M | $7,505,000 | 6.5% | 0% | n/a |
| TN | 1 | $6.6M | $6,605,000 | 6.5% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.