Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peoples State Bank
Peoples State Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+11.8% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$66,053
Average interest rate
n/a
Denial rate
8%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 24 | 19 | $1.3M | $66,053 | n/a | 8% | n/a |
| 2024 | 22 | 17 | $5.8M | $339,706 | n/a | 9% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 13 | $745,000 | $57,308 | n/a | 6% | n/a |
| IA | 5 | $435,000 | $87,000 | n/a | 17% | n/a |
| IL | 1 | $75,000 | $75,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.