Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Rivers Edge Bank
Rivers Edge Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+42.9% vs 2024Originations
$670,000
Loans x average loanAverage loan
$67,000
Average interest rate
n/a
Denial rate
9%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 10 | $670,000 | $67,000 | n/a | 9% | n/a |
| 2024 | 7 | 7 | $645,000 | $92,143 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 5 | $325,000 | $65,000 | n/a | 0% | n/a |
| SD | 5 | $345,000 | $69,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.