Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of Holly Springs
Bank of Holly Springs
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
43
+7.5% vs 2024Originations
$3.9M
Loans x average loanAverage loan
$90,116
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 52 | 43 | $3.9M | $90,116 | n/a | 10% | n/a |
| 2024 | 50 | 40 | $2.2M | $54,250 | n/a | 10% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 40 | $3.4M | $83,750 | n/a | 10% | n/a |
| TN | 3 | $525,000 | $175,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.