Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE FIDELITY BANK
THE FIDELITY BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
-6.9% vs 2024Originations
$6.9M
Loans x average loanAverage loan
$254,630
Average interest rate
7.02%
Denial rate
31%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 54 | 27 | $6.9M | $254,630 | 7.02% | 31% | 0% |
| 2024 | 52 | 29 | $8.5M | $292,931 | 7.24% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 27 | $6.9M | $254,630 | 7.02% | 29% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.