Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Utah Mortgage Loan Corporation
Utah Mortgage Loan Corporation
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
-27.3% vs 2024Originations
$2.9M
Loans x average loanAverage loan
$367,500
Average interest rate
6.55%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 8 | $2.9M | $367,500 | 6.55% | 0% | 0% |
| 2024 | 15 | 11 | $3.4M | $309,545 | 6.39% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| UT | 7 | $2.7M | $387,857 | 6.55% | 0% | 0% |
| WY | 1 | $225,000 | $225,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.