Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GREAT SOUTHERN BANK
GREAT SOUTHERN BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
-21.7% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$107,778
Average interest rate
7.21%
Denial rate
49%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 55 | 18 | $1.9M | $107,778 | 7.21% | 49% | 0% |
| 2024 | 55 | 23 | $1.9M | $80,652 | 7.15% | 49% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 12 | $1.4M | $114,167 | 7.05% | 51% | 0% |
| IA | 6 | $570,000 | $95,000 | 7.67% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.