Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HomeStreet Bank
HomeStreet Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
37
-26.0% vs 2024Originations
$8.5M
Loans x average loanAverage loan
$230,676
Average interest rate
6.83%
Denial rate
26%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 66 | 37 | $8.5M | $230,676 | 6.83% | 26% | 0% |
| 2024 | 95 | 50 | $13.2M | $264,400 | 7.07% | 33% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 23 | $5.5M | $239,783 | 6.95% | 29% | 0% |
| OR | 12 | $2.8M | $229,167 | 6.85% | 15% | 0% |
| ID | 2 | $270,000 | $135,000 | 5.31% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.